Health care in retirement is a big decision. Choosing if a Medicare Supplement is the right choice for you doesn’t have to be confusing.

Original Medicare Part A and Part B + Medicare Supplement insurance allows you to:

• See any doctor or hospital that takes Medicare anywhere in the U.S. This means if you are traveling and need care, you are covered.
• In most cases, you don’t need a referral to see a specialist.
• In most cases, you don’t have to get a service or supply approved ahead of time.
• You pay a premium. Medicare Supplement plans generally help pay for the gaps in your Medicare coverage.
• You can choose your own Medicare drug coverage (Part D) to suit your needs.

Get your Medicare Supplement insurance quote today.

Health care in retirement is a big decision. Choosing if a Medicare Supplement is the right choice for you doesn’t have to be confusing.

Original Medicare Part A and Part B + Medicare Supplement insurance allows you to:A Medicare Advantage Plan is another way to get your Medicare Part A and Part B coverage. Medicare Advantage (MA) Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare.

• In many cases, you can only use doctors and other providers who are in the plan’s network and service (for non-emergency care).
• You may need to get a referral to use a specialist.
• In many cases, you may need to get approval from your plan before it covers certain drugs or services.
• May include Medicare Drug coverage, which is standardized for everyone in the plan.
• Many have no-cost or low-cost premiums with a maximum out-of-pocket of $8,300 for 2023.

Get your Medicare Advantage plan quote today.

Medicare does not cover dental care. Those without dental benefits are likely to have more sickness.

There are plans created for every budget that pays:

• 100% preventive care when you use a network dentist
• Immediate benefits for preventive and basic care, major benefits after 12 months
• No deductible to pay
• No annual maximum on cash benefits

Get your dental insurance quote today.

You and your eyes deserve to be healthy.

Affordable Individual vision plans cover:

• Exams, Lenses, and Frames every 12 months
• Exam $15 copay
• Prescription Glasses $25 copay
• Frame $150 allowance
• Lenses: Basic lenses are included in the prescription glasses copay.
• Contacts (instead of glasses) $150 allowance

Get your vision insurance quote today.

Cancer insurance affects millions of Americans each year. You may know … Breast cancer is the most frequently diagnosed cancer in women. Prostate cancer is the most commonly diagnosed cancer in men, aside from skin cancer.

Cancer Insurance helps you pay expenses, such as:

• Co-pays, deductibles, or costs exceeding your Medicare or major medical insurance benefit limits
• Treatments excluded by your plan
• Prescriptions not covered by your plan
• Travel to and from treatment centers, lodging
  

Cancer insurance pays you benefits in addition to any other coverage you have, including Medicare.

Get your cancer insurance quote today.

Life insurance is a powerful financial tool. It’s something that everyone can benefit from, no matter where they are from, what their circumstances are, or what the past has held for them. The person who owns it leaves behind a financial legacy for their loved ones and ensures their financial future is secure.

Life insurance is much more than coverage for Final Expenses. It can be leveraged to help those left behind thrive financially and to create multigenerational wealth.

Life insurance can benefit families in life and death. When a death benefit rider is added to your life insurance policy, a portion of the life insurance can be used while still alive. Allowing you to use benefits during those final months.

Understanding how much life insurance you may need beyond these basics doesn’t have to be hard or confusing.

Schedule an appointment today.

Leave your loved ones choices – not expenses.

Choose the Death benefit amount that best fits your needs:

• Money is paid directly to your loved ones, with no tie-ups because of probate.
• Benefits are income tax-free under current federal law. In some cases, estate or inheritance taxes may apply.
• Benefits are paid in addition to any other coverage you may have.
  

You have nothing to lose. You receive protection for your entire life, no matter what your health is like – the only thing you need to do is pay premiums when they’re due.

Get your Final Expense insurance quote today.

It’s never too early or too late to start planning for your retirement. Our wide range of annuities and other insurance plans can help you accumulate or preserve wealth.

Financial Care Tips:

• Start Early - The earlier financial (retirement) planning becomes a habit, the easier it becomes.
• Protect Your Money – Financial protection provides peace of mind for the times when life takes an unexpected turn. Different financial protections like life insurance, long-term care, and disability income insurance can make a difference.
• Ask for Advice – It’s easier and more affordable to find a financial planner to help you build and protect your savings than you think.
  

Schedule an appointment today.

When an accident occurs, there can be treatment fees that exist outside of hospital bills. Accident insurance pays you cash benefits directly (unless assigned). Supplemental accident insurance is meant to be purchased in addition to your primary policy.

Get your Accident insurance quote today.

An unplanned hospital stay can leave you with expenses not covered by medical insurance. Hospital Indemnity insurance pays you cash to help you with the expenses that health insurance doesn’t cover.

If you’re between the ages of 18 and 85, you can apply for Hospital Indemnity insurance.

Optional rider benefits to choose from at an additional cost:

• Ambulance or urgent care center services
• A cancer diagnosis
• Outpatient surgery
• Outpatient therapy and chiropractic
• Skilled nursing services
  

Get your Hospital Indemnity quote today.

With the cost of health care constantly on the rise, the Health Matching Account (HMA®) is the best buffer you can own to protect yourself from unexpected medical expenses that are not covered by health insurance or Medicare.

With a HMA® Health Matching Account, your monthly contribution receives a match in medical benefits on your contributions beginning the very first month and for every month thereafter, the benefits are applied on a debit card that you can use to conveniently pay for your out-of-pocket medical costs by swiping this debit card at nearly any medical provider or pharmacy to pay for your medical services whether it be for dental or vision, pharmacy or any doctor or hospital visit.

How large of an HMA® Account Balance would you like to build up?

Schedule your appointment today.